It is best to choose a Realtor that has expertise in the area in which you are looking to buy and/or sell. One that can provide you with the necessary information you want and need to know to help guide you through the buying and/or selling process.
A Realtor is governed by the National Association of Realtors (NARs) code of ethics. One must be a member of NAR to use this designation.
This will depend on a few factors. The amount a buyer is comfortable putting down in cash to make the mortgage payment within their budget. What amount a mortgage lender may require for you to qualify for a certain monthly payment. The type of mortgage financing you apply for, such as Federal Housing Administration (FHA), Veterans Affairs (VA), or Conventional, will have a down payment requirement.
Buying may give a person a sense of ownership, possible tax benefits, and building equity in one’s own investment. Renting will give one time to save financially and prepare for buying in the future.
Reach out to a trusted Realtor. S/he can provide you with guidance on how to choose the right lender for you. Some things you may want to consider when choosing the right lender are interest rates, closing costs, and lender fees.
It is best to have the interior and exterior property clutter-free. Floors and stairs should be clear for easy passage and ensure all closets and rooms are easily accessible. You can remove items from tabletop surfaces, keep personal effects to a minimum, and open blinds to let in natural light.
Time on the market will vary. Pricing your home correctly will attract more buyers and help avoid longer listing times. As your Realtor, I will provide comparable market values which will help guide us in deciding the listing price for your home.
The first and most important thing is to find a Realtor that will commit to helping you navigate the buying process from beginning to end. It is best to choose a Realtor whom you can build a rapport with, trust, and is experienced. The next step is having a mortgage lender guide you through the process of mortgage pre-approval.
This is a must when looking for a home. Sellers and Real Estate professionals will want to know you are financially prepared and capable of submitting a purchase agreement.